.terms-layout {
  display: grid;
  grid-template-columns: minmax(0, 290px) minmax(0, 1fr);
  gap: var(--space-24);
  align-items: flex-start;
}

@media (max-width: 960px) {
  .terms-layout {
    grid-template-columns: minmax(0, 1fr);
  }
}

.terms-nav {
  position: sticky;
  top: 96px;
  align-self: flex-start;
  background-color: rgba(255, 255, 255, 0.96);
  border-radius: var(--radius-lg);
  padding: var(--space-12);
  box-shadow: var(--shadow-soft);
  border: 1px solid rgba(113, 130, 118, 0.22);
}

@media (max-width: 960px) {
  .terms-nav {
    position: static;
    order: -1;
  }
}

.terms-nav__label {
  font-size: 0.78rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-muted);
  margin-bottom: var(--space-6);
}

.terms-nav__list {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  margin-bottom: var(--space-10);
}

.terms-nav__list a {
  font-size: 0.86rem;
  color: var(--color-text);
  opacity: 0.8;
  line-height: 1.5;
}

.terms-nav__list a:hover {
  opacity: 1;
  color: var(--color-primary);
}

.terms-nav__cta {
  width: 100%;
  justify-content: center;
}

.terms-content {
  background: radial-gradient(circle at top left, #ffffff 0, var(--color-bg) 48%, var(--color-bg-alt) 100%);
  border-radius: var(--radius-lg);
  padding: var(--space-16);
  box-shadow: var(--shadow-soft);
  border: 1px solid rgba(214, 209, 204, 0.7);
}

@media (max-width: 640px) {
  .terms-content {
    padding: var(--space-12);
  }
}

.terms-section + .terms-section {
  border-top: 1px solid rgba(214, 209, 204, 0.7);
  padding-top: var(--space-16);
  margin-top: var(--space-16);
}

.terms-section h2 {
  margin-bottom: var(--space-6);
}

.terms-list {
  margin-bottom: var(--space-6);
}

.terms-list li {
  position: relative;
  padding-left: 1.1rem;
  margin-bottom: var(--space-3);
  color: var(--color-muted);
  font-size: 0.96rem;
}

.terms-list li::before {
  content: '';
  position: absolute;
  left: 0.25rem;
  top: 0.75rem;
  width: 5px;
  height: 5px;
  border-radius: 999px;
  background-color: var(--color-accent-peacock);
}

.terms-cta {
  margin-top: var(--space-24);
  padding-top: var(--space-16);
  border-top: 1px solid rgba(214, 209, 204, 0.7);
}

.terms-cta__links {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-6);
  margin-top: var(--space-6);
}

.terms-cta .btn-link {
  border-bottom-color: rgba(113, 130, 118, 0.4);
}

.page-banner {
  background: radial-gradient(circle at top, #ffffff 0, #f8f5f0 42%, #e8e1e8 100%);
}

.page-banner__title {
  max-width: 760px;
}

.page-banner__meta {
  max-width: 680px;
}

ul { list-style: none !important; }
.nav-toggle { flex-direction: column; }